Barclaycard is one of our many online payment processors, also known as payment gateways, to allow you to receive online payments in GBP with credit and debit cards by Barclays via SmartPay Fuse.
Barclaycard No Longer Supported
As of Sept 15, 2025, Barclaycard will no longer be available to process online payments with FreshBooks. To avoid disruptions, set up online payments with any of our alternative payment processors:
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Stripe Standard - View Stripe Standard’s transaction fees
- Stripe Standard also works with Advanced Payments, also known as virtual terminal, allowing you to save your clients’ credit card information safely and securely, and process credit cards over the phone or in person to get paid quickly
- PayPal - View PayPal’s transaction fees
Notes:
- Paid Invoices - Any payments already processed through Barclaycard will remain in your transaction history
- Unpaid and New Invoices - Moving forward, any invoices accepting online payments with Barclaycard will no longer process unless switched to a different online payment option
- Client Experience - Your clients’ experience when paying an invoice by Stripe Standard or PayPal will continue to be the same
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Barclaycard Account - Only the Barclaycard payment option is being removed from FreshBooks, your Barclaycard account will remain active and can be accessed outside of FreshBooks anytime
- If you’re no longer using your Barclaycard account and would like to close it permanently, reach out to Barclaycard directly
Update Invoices
Once you’ve set up a new online payment option, you can switch your invoices from Barclaycard to the new payment processor using the below steps:
- When creating or editing an invoice, select the Accept Online Payments option in the Settings panel to the right of the invoice
- Select Stripe or PayPal
- If Stripe is selected, ensure Accept Credit Cards is checked off
- If PayPal is selected, and you want your clients to pay with debit or credit cards without needing a PayPal account, check off the box next to Accept debit or credit cards from clients who don’t have PayPal (available for PayPal accounts in select countries)
- If you want your clients to be able to pay the invoice partially (even with payment schedules activated as well), check off Allow Clients to make partial online payments for this Invoice
- Select Done to finish applying the payment settings and continue editing the rest of your invoice.
Barclaycard Details
- Availability - For businesses in the UK only with Visa and Mastercard
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Transaction Fees - deducted from your Barclaycard account on a monthly basis
- Consumer Cards - 1% + 15p for per transaction
- Commercial Cards - 1.9% + 15p per transaction
- International Cards - 2.9% + 10p per transaction
- Setup - Anywhere from 2-5 business days to confirm completed account; no setup, monthly or cancellation fees
- Processing / Payout Schedule - Payments processed before 6pm GMT will be settled the next business day for most transactions
- Chargebacks - Review Barclaycard’s chargeback details here
FAQs
When are transaction fees deducted for using Barclaycard?
Barclaycard collects transaction fees for all transactions processed from your Barclaycard account on a monthly basis rather than on a per transaction basis. You can view your online statements with the steps here.
How do I close my account with Barclaycard?
Reach out to Barclaycard directly.